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Faq
Frequently Asked Questions
Yes. Several banks and finance companies in the UAE offer non-salary transfer loans for self-employed professionals, business owners, and freelancers.
Interest rates are usually flat or reducing and are slightly higher than salary-transfer loans due to the increased risk for the lender. Your credit score, income, and employer play a big role in determining the rate.
No, for non-salary transfer loans, your employer does not need to be involved. However, you may need to provide a salary certificate or employment verification to prove income and job stability.
Not necessarily. The loan amount depends on your income, employer category, and credit score.
Yes, early repayment or partial prepayment is usually allowed, but some lenders may charge a small fee. Always check terms before applying.
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